Lodestar
Every household that has drifted off its plan rises to the top, with a tax-aware rebalance already drafted for the advisor to approve.
The problem
An advisory practice managed dozens of households, each with its own policy and tax situation. Drift was checked by hand in spreadsheets, so accounts could wander well past their targets before anyone noticed.
Rebalancing was reactive and slow. Building a proposal meant pulling positions, estimating the tax hit, and writing it up, which is why it often waited until the next scheduled review.
What we built
Lodestar watches every household against its policy, flags the ones that have drifted, and drafts a rebalance that favors long-held lots. The advisor opens a proposal that is ready to review instead of a blank spreadsheet.
- •Book overview that ranks households by how far they have drifted from policy
- •Household view comparing current allocation to target, line by line
- •Tax-aware rebalance proposals that favor long-term lots and leave short-term positions alone
- •Estimated gains realized for each proposal before anything is traded
- •Approval queue so the advisor can review and act across the whole book
A closer look
How it works
The system monitors allocations against each household policy, drafts the trades that bring an account back in line, and estimates the tax impact so there are no surprises.
AI does the monitoring and drafts the proposal. The advisor reviews, adjusts, and approves. Nothing trades until a person signs off, and every proposal keeps its reasoning attached.
The outcome
Advisors act on the households that have actually drifted instead of reviewing everyone on a calendar.
Rebalances go out with the tax impact understood, not estimated after the fact.
The whole book stays closer to plan, with less manual checking behind it.
Ready when you are
Need something like this?
Tell us what's broken in your workflow. We'll tell you honestly if we can build it.
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